Were you recently involved in a car accident in Northern Colorado? Are you left without a vehicle, facing high medical bills and unable to work due to your injuries? Did you lose a loved one in a car crash? If so, do not despair. Instead, get help from a compassionate, skilled, and experienced Fort Collins car accident lawyer who will work hard to help you move past this difficult time. Contact Steve Ray Law, PLLC in Fort Collins today. Steve also provides representation for those injured in a truck accident or a motorcycle accident.
Seek medical treatment
For the sake of your health – and your legal claim – your injuries should be diagnosed and documented as soon as possible.
Get a copy of the accident report
This report can serve as a starting point for the investigation of your claim. You can go to the police who responded to your crash or request a report online.
Gather all potential
You should collect all crash scene photos, witness names, and bills and receipts for all of your accident-related medical treatment and other costs. You should also make sure you have a copy of your auto insurance policy.
Write down what you recall
It is always helpful to put down on paper everything you can remember about your accident. It will help to jog your memory as your case proceeds.
Don't talk with the insurance company
You should never give a recorded statement or access to your medical records or accept a settlement offer from an insurance company unless you talk first with your lawyer.
Get in touch with us
From the moment we take on your case, we will protect you and your legal rights. We also will move as efficiently as possible to seek a positive outcome for you.
Medical treatment – We can work with your health care insurance provider or treating physician to make sure that you get the medical care you need for your injuries while your legal case is being resolved.
Vehicle repair or replacement – We can review all forms of insurance coverage available to you and help you to file a property damage claim. The options available to you may include repair or replacement of your car. You may also be able to have your rental car expenses paid for or reimbursed.
We can also guide you towards other services in Fort Collins and the surrounding area that can help you to get through the challenges you are facing.
We will truly “have your back” and do whatever we can to alleviate the stress and burdens you are facing in the aftermath of an auto accident.
Under Colorado law, all drivers must carry this liability coverage in certain minimum amounts:
- $25,000 per person for bodily injury
- $50,000 per accident for bodily injury
- $15,000 per accident for property damage
In many situations, a driver may have insurance that exceeds those minimum amounts.
However, we can also explore other coverage that may be available through your own auto insurance policy, including:
Medical payment (med-pay) coverage – Unless you have rejected it in writing, your own policy should cover at least $5,000 in medical expenses – regardless of who caused your wreck.
Your own uninsured motorist/ underinsured motorist (UM/UIM) coverage – Again, unless you rejected this coverage in writing, you should be able to file a claim that will cover your losses if you are hit by a driver who has no insurance or whose insurance falls short of completely covering your losses.
Other insurance coverage – We can also seek funds for you through other insurance coverage you may have. For instance, repairing or replacing your vehicle could be covered by your own collision coverage.
The role of your Northern Colorado lawyer from Steve Ray Law, PLLC, will be to seek the maximum amount available under the different insurance policies that are involved in your case.
